How To Say, "Rich" and "Poor" In Japanese

The word for rich in Japanese is (okanemochi), literally "money holder". The word for poor is (binbō). Here's how to use both, plus a few alternatives for more formal or more blunt situations.

Quick answer
JapaneseRomajiMeaning
okanemochirich, a rich person
binbōpoor, broke
kanemochirich (blunter)
yūfukuwealthy, well-off (formal)
mazushiipoor (formal, serious)

How to say rich in Japanese

The main word
okanemochi

Rich, or a rich person. It breaks down as (polite prefix) + kane (money) + mochi (holder). So a rich person is literally a "money holder".

Formality
Kare wa okanemochi desu.
He is rich.
Blunter
kanemochi

The same word without the polite . It sounds more direct, sometimes a little envious or critical.

Formality
Ano hito wa kanemochi da.
That guy is rich.
Formal
yūfuku

Wealthy or well-off. A polite, neutral word you'll see in news and hear in careful conversation.

Formality
Yūfuku na katei de sodachimashita.
I grew up in a well-off family.

Remember with a picture

The Dr. Moku app turns Japanese characters into pictures you won't forget.

How to say poor in Japanese

The main word
binbō

Poor, or broke. The everyday word, often used jokingly about yourself. Say it "bin-boh" with a long o at the end.

Formality
Gakusei no koro wa binbō deshita.
I was broke when I was a student.
Formal
mazushii

Poor, in a serious sense. Used for poverty, countries and hardship, never for joking about being broke.

Formality
Mazushii kuni o shien suru.
To support poor countries.

A memory trick for

(kane) means gold, metal or money, and it's one of the first kanji Japanese children learn. It looks like a treasure chest with gold shining inside, which is exactly what it means.

Dr. Moku kanji mnemonic for 金, money

Fun fact: nervously jiggling your leg is called (binbō yusuri) in Japanese, literally "poor person's shaking".

Remember Japanese with memory tricks, not repetition.

The Dr. Moku app turns every hiragana and katakana character into a picture you won't forget.

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